- Home
- Bank account
Why should you have an individual personal account with Citi Handlowy bank?
- 13 currency accounts
- One account card with multi-currency service
- Attractive exchange rates and advanced currency orders at Citi Kantor
- Additional funds with Credit Li ne - 0% interest if you use the Credit Line up to 7 days a month
- Discounts of up to 50% with the Citi Specials program, including a 10% discount or surprise discount at Citi Specials restaurants
- Rewards for transactions with the Mastercard® Priceless® Moments program
- Access to pre-sale tickets for concerts of the biggest stars
- Payments on your phone with Google Pay, Apple Pay and BLIK
Take advantage of our special offer and join the holders
of our Personal Account
Discover our Personal Bank Accounts
CitiKonto Account
Account for anyone and everyone
Everyday banking for PLN 0, including:
- PLN 0 for maintaining the account
- PLN 0 for the card linked to the account with a multi-currency service
- PLN 0 for cash withdrawals from Citi ATMs
- PLN 0 for the first 4 withdrawals from non-Citi ATMs per month
- PLN 0 for domestic transfers via Citibank Online or Citi Mobile
- PLN 0 for the first 3 Express Elixir transfers per month
Citigold Account
Account with professional advice
- Professional assistance in achieving goals - access to free Investment Advisory services.
- Analyses and reliable information on markets, access to dedicated reports.
- Professional support in investment decisions. In achieving your financial goals you are supported by your personal Relationship Manager and a team of experts.
- Global privileges. Thanks to the global presence of Citi, banking has no limits. Whether you go on a business trip or private vacation, move abroad or wish to invest in global markets – you are always a Citigold Client.
Citigold Private Client
Top-quality account
- A highly qualified and experienced team of experts from 6 different areas of the financial world headed by a Personal Advisor trained by Citi | Wharton Global Wealth Institute.
- A wide range of banking products in the areas of investments, insurance, mortgage and currency solutions on the best, individually negotiated terms at Citi Handlowy.
- Private banking solutions and privileges that take into account the needs of clients' families, including the extended Priority Pass package, travel insurance and property succession.
- Carefully curated offers on automotive services, travel, arts and entertainment, sports and health, and discounts on shopping at leading boutiques and fashion stores.
How to open account in Citi Handlowy?
Remember that you can open an account also at our branches
| City | Address | Phone |
|---|---|---|
| Warszawa | Wołoska 12 (Mokotów) | 691626230 |
| Warszawa | Al. Jerozolimskie 179 (Blue City) | 603560031 |
| Warszawa | al. Jana Pawła II 82 (Arkadia) | 605562013 |
| Warszawa | Senatorska 16 | 607670034 |
| Kraków | Podgórska 34 (Galeria Kazimierz) | 693565607 |
| Wrocław | Legnicka 58 (Magnolia) | 724204934 |
| Poznań | St.Matyi 2 (CH Avenida) | 693891003 |
| Gdynia | Kazimierza Górskiego 2 (Riviera) | 603889254 |
| Katowice | Chorzowska 107 (Silesia) | 722220962 |
Documents
Legal information
Important Information
Offer„6,8% na koncie oszczędnościowym dla klientów Citigold” is valid is valid from November 1 to November 25, 2024 for the first 250 clients, who, will conclude a Deposit Product Agreement with the Bank, open a Citigold Account on its basis and meet the conditions described in the regulations of the Offer. The reward in the Offer is an interest rate of 6,8% per annum on the Savings Account for an amount of up to PLN 200,000 for 6 months and a 3-month Welcome Deposit of 6,8% per annum for up to PLN 220,000. The Offer is addressed to new clients who, during the months covered by the special offer, maintain an average monthly balance on accounts offered by the Bank of at least PLN 420,000 and make at least three transactions per month for a total monthly amount of not less than PLN 500. The Offer is not available to persons who had a personal or savings account with the Bank after December 31, 2022. The Terms and Conditions of the Offer and the Table of Fees and Commissions are available on the Bank’s website in the tab “Documents”. The Offer may be repeated in the future. Citi Handlowy as well as Citi graphic mark are registered trademarks of Citigroup Inc. entities.
Offer „Wybieram Citigold Private Client. Konto z Lokatą 6,5% - is valid until November 14 for the first 20 clients who, will conclude a Deposit Product Agreement with the Bank, open a Citigold Private Client Personal Account on its basis and meet the conditions described in the regulations of the Offer. As part of the Offer, the Participant may open a 6-month Welcome Deposit with an interest rate of 6.5% per annum up to PLN 2 million and a 3-month Additional Deposit with an interest rate of 6% per annum up to PLN 2.2 million. The Offer is addressed to new clients who, by the end of the first calendar month following the month in which the Account was opened, will have a daily balance of at least PLN 4,200,000 on the accounts offered by the Bank. The Offer is not available to persons who had a personal or savings account with the Bank after December 31, 2022. Detailed conditions for receiving prizes with a full list of exclusions are included in the Regulations of the Offer available on the Bank's website in the documents tab. The Bank informs that the Offer on the same or similar terms may be repeated in the future.
Bank Handlowy w Warszawie S.A. The offer „ Zyskaj do 620 PLN oraz dodatkowo 16 000 punktów w Programie Bezcenne Chwile” is available to the first 4000 Clients who, by 17/12/2024, conclude a Deposit Product Agreement with the Bank, on the basis of which they will open a CitiKonto Personal Account and meet the conditions specified in the Terms and Conditions of the offer. The Offer may be repeated in the future. The Terms and Conditions of the Offer, Bank Account Terms and Conditions and the Table of Fees and Commissions are available on the Bank’s website in the tab “Documents”. Citi Handlowy as well as Citi graphic mark are registered trademarks of Citigroup Inc. entities.
The promotional offer is available in the online channel for people opening an account through biometric verification, if a courier is selected - the promotional offer does not apply.
CitiKonto, Citi Priority, Citigold and Citgold Private Client Personal Accounts are payment accounts.
The Bank informs that offers on the same or similar terms may be repeated in the future.
Details of the Offers, including the conditions for receiving the Prize, are available in the Offer Regulations at www.citihandlowy.pl. Detailed information on fees and commissions for the CitiKonto Personal Account, Citi Priority, Citigold and Citigold Private Client is available in the Table of Fees and Commissions at www.citihandlowy.pl. The material does not constitute an offer within the meaning of Art. 66 of the Civil Code.